Originally Posted by gabek

​​​​​​​It seems like you like the idea. Another factor, they will issue a 1099 for the engagement bonus now that it is >$600. Some theories suggest you could actually try to pay the monthly fee a couple of months to get the compensation <$600, but no data points on how MS will report it. I actually like the CashPlus setup and use it similarly as a hybrid savings/checking​​​​​​​. It is not as good of a deal as it was, but still worth it for some. It would be a long year waiting for the first engagement bonus.