Originally Posted by
MillennialMiles
I've kept the card after the 1st year even though I used both 50k certs since the 50k spend for the bump / 50k status to gift is pretty good. Its a good keeper card at $95 TBH
Meanwhile I'm seriously considering getting rid of it. If they had a premium version I'd probably dump my TD card and just keep an expensive Chase card, but the premium Canadian cards actually have benefits I like, but having 50K to give to someone has turned out to be not super useful, compared to what I could get elsewhere with $50k in spend.