Actually, I wish we had more chain restaurants out here on our mid-Pacific rock. We have tourist restaurants, a few high-end places and a lot of cheap local style places. Not a lot in the middle ground.
Palomino is one of the few nicer restaurants downtown in our business district. It's ok, and I'm glad we have it, but it always leaves me a bit nonplussed.
I actually like Chili's. There's a real dearth of decent Mexican places out here and their fajitas help to satisfy my Mexican jones when I don't have the patience to cook them for myself. Plus they'll give you extra guacamole instead of sour cream and cheese.