Thank you to
Rare, whose comment I read with interest but do not quote here.
Originally Posted by
Dr Jabadski
[...]You might be familiar with my verbosity, I never pass up an opportunity to write 3 pages when 2 sentences would be more than sufficient

.)
[...]
That's a feature, not a bug (to use a computer programmer's point of view).
Originally Posted by
Dr Jabadski
[...]
As with many other things about which we procrastinate, once embraced we kick ourselves for not doing it sooner. [...]
Now that speaks to me more than many examples of why something is worth doing. Thanks.
Originally Posted by
Dr Jabadski
[...]
[...] Got my first smartphone in 2019, well after most other people. Of course, once I got it, I quickly found it to be indispensable. [...]
I think I was a year ahead of you on getting the first smartphone. In a contradictory comment, I will opine that while I find it indispensable, if it went away, I would quickly learn to live without it (again). But maybe that's because I have so few apps, and therefore would be giving up less than many other people.
Thanks for the comments. I expect I'll download the Chase app and see if it becomes indispensable.