You can probably product change around to circumvent some of Marriott's card rules but, at that point, it's just not worth it to me. I don't find $95 for a 35K FNA to be a particularly compelling value either (though it is definitely a good deal for people that can use it) so I'm just uninterested in holding many Amex Bonvoy cards without a strong retention offer.

My end game Bonvoy system will just be stacking $150 85K FNAs with one $125 35K Business FNA and one "free" 40K Titanium FNA every year. I wish there were more options to earn 50K FNAs in this new system (or if they just upgraded the 35K FNAs to account for the points devaluation).