Called about my Gold Business card. Was reminded I had a $250 rebate last year on April 13. Was told if I canceled before April 13, the $250 would be clawed back. Very appreciative of this information. Further, hadn't used the card much so no offer this year. I'll wait a week and cancel. The card gives 4x points on shipping but we can get 3x UR points on a Chase card, near enough. it doesn't make sense to keep the card given its $300 fee.