The answer is printed on your paper or PDF statement every month. The cancellation period is 45 days from the date of the statement on which the
Renewal Notice appears. That's one statement before the one on which the fee is billed. This effectively gives you 15 days from the fee billing statement date.
How can I Avoid Membership Fees? If a Renewal Notice is printed on this statement, you may avoid paying an annual membership Fee by contacting Customer Service no later than 45 days after the last day in the Billing Cycle covered by this statement to request that we close your account. To avoid paying amonthly membership Fee, close your account and we will stop assessing your monthly membership Fee.