They approved me straightaway pretty much and the card came a couple of days later, but it had just £200 credit limit. It took weeks and weeks to get the credit limit paperwork they needed (it was like a guessing game as to what they were asking for, I got to know all the staff in my branch very well). Eventually this idiot who was dealing with it said she would only allow me £200 ongoingly, . But after a little screaming in the right ears, it was sorted.