Originally Posted by Dr Jabadski

In addition what our esteemed Mod mia wrote (above), apply as “Sole Proprietor” using your SSN and your (relatively) accurate personal income. Many of us have notional* businesses for which many of us have multiple business credit cards.

You might get an instant approval and all that worry will have been (gratefully) for naught. If it goes to “pending” or “under review” you could chose to make a preemptive recon (reconsideration) call or wait for approval or decline and then chose to make recon call or not. In that call, be honest but put the best possible spin on your honesty: you’re just getting stated with a second line of work, have expenses (video and computer equipment) but no income yet.

Ultimately Chase will approve or decline YOU (not your "business") for a business card. Once you do get the business card(s) don’t worry about what to charge on them, there are no reports of adverse action for charging “personal” expenses on a business card. There are also no reports of anyone being shutdown by Chase following an unsuccessful biz application. Good luck, we all had a first business card.

(* “notional”: a word I learned here a year or 2 ago, I thought my biz credentials were “flimsy” or “marginal”, now I know they’re notional. )