Originally Posted by
Dr Jabadski
Excellent strategy and explanation of what for some people is poorly understood, thank you.
I like comparisons to rocket science and/or brain surgery

. I’m an advocate of the opposite strategy, not sure exactly why, have “far more credit than I (ever could) need”. Maybe the “mine’s bigger than yours” theory

and/or the “measuring one’s human value based on net worth or income or total credit limit” theory

.
I just looked and saw that my c/l is over $200k now. I don't know where they stop giving it to you. I certainly don't see a pattern. The only time I had to move any around was the IHG, but recently they are back to increasing the overall c/l again it appears. I don't 50k with chase much less over 200.