Originally Posted by
EatMoreChicken
Thanks for the assistance, here's some more details:
2. The business uses my name and work title
3) FICO: TU 810/Eq 790/Exp 803
4) Currently 3/24. Since Oct 2022 three applications: SW Performance Late Oct, SW Preimer Early Dec, CIC early January. All are separated by 30+ days. (I had three personal Chase applications Jan-May, Iberia, British Air, and CSP)
5) I utilize all the Biz cards to some degree and pay off the balances, haven't canceled a card in 3-4 years. For my personal cards in the past six months, I've been pay off balances before statement post to boost my credit scores.
6) Applied as a Sole Proprietor using my SSN.
Based on this, I would think you could expect the following: (maybe not everything)
Unfreeze credit bureaus
Provide business license showing work title
Provide proof of income
Answer questions about any credit cards over 40% utilizations and why you want to get another credit card.