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Old Mar 12, 2023 | 4:02 pm
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cjw2001
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Originally Posted by invisible
Thanks. Seems not many options.
There are lots of options, just not in a single card. Get a flat rate 2% cashback card as a base (Wells Fargo Active Cash, Citi Double Cash, etc.) then add other cards that offer 3% in specific categories (e.g. Wells Fargo Autograph for 3% on travel, ransit, phone service, streaming, gas, and restaurants and Amex Blue Cash for 3% on groceries and online shopping). Sprinkle in a few 5% rotating category cards for seasoning (Citi Custom Cash, Discover, Chase Freedom). Use each card only for the appropriate high payout category and put the remainder on the 2% card.

Spread the above card acquisition strategy out over a reasonable amount of time (based on your credit score, number of recently acquired cards, and spending habits) and enjoy the sign up bonuses along the way.

Last edited by cjw2001; Mar 12, 2023 at 6:45 pm
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