Originally Posted by I Love to Travel

After opening several NLL Biz Gold and Plat accounts in the last year, I reached 10 charge cards. A few days before opening my 4th NLL Biz Plat, I had cancelled one that had the AF on It (no retention offers). When I applied for the next NLL Biz plat offer, I was automatically declined. When I called about it, agent explained the 10 charge card rule. I explained about the one I had cancelled a few days earlier. Once she verified it, she resubmitted app and got the approval a few hours later. I’m also had 5 credit cards. I had a Delta Bus Reserve with no retention offer and decided instead of downgrading to the Gold version, just to apply for the Delta biz gold version and get the SUB. App was declined (reason - 5-card limit). I was told to cancel one and then they could reprocess. Cancelled the delta reserve biz, called back and a few hours later, Delta biz gold app was approved.

Now, my NLL offers have dried up (I can’t complain) but, I’ve downgraded some of the biz plats and will start cancelling some of the others so I can get back below the 10-charge card limit