Originally Posted by
Schnit
You will definitely not receive the 50k certificate. This card no longer gives those.
I have seen people report receiving either higher or low FNC when downgrading. I plan on downgrading in August for the June anniversary date (might as well get 2 extra restaurant credits). Here is hoping I get the 85k!
Of course you are correct, was not thinking!
Here's to the 85K for you, I likely will wait until I receive the 85K and then downgrade -- unless I get lucky and only am dinged for the $450 annual fee.
Still would like to hear from people who have downgraded and when they did so and what they got!