Sorry if this has been answered before. I am planning to add my wife and daughter as AU on my Chase Reserve card. Do they each get additional travel coverage over what I have as primary? so lets say I have " Up to $10,000 per person or $20,000 per trip" coverage on my card, would my wife and daughter also have the same if the trip cost is divided among the 3 cards? The reason I want to do this is to increase the max per trip. By doing so I can increase the max trip to $60,000 instead of $20,000 ..makes sense?