I have had the Exp for several years - and dont use it much since I put most of my spent on my UA Business card.
I just signed up for the Quest - for a variety of reasons (I have a big travel spend coming up and want the miles, PQP, etc)
Especially with the bans on 1-days passes - I rarely use the ones I get....
if I cancel the Exp now - I assume I will lose them, even though I paid the annual fee about 2 months ago?
...or I try to use them quickly and then cancel the card
.. and assume the annual fee is gone and cant be applied to the new Quest or refunded?