The current best offer is spend $4000 in 3 months to get 60k AC miles, and then spend a totol of $20k in the first 12 months to get another 40k AC miles. Although the 100k total SUP looks good, especially with the pay your self back feature, I am still not buying for this SUP promo... The additional $16k spend is a lot and can be enough meey another 3-4 SUP requirements.