Just a note about foreign transactions, and maybe specific to SE Asia.

Was not able to use this card for Grab in Philippines. App stated that, paraphrasing, card was issued in a foreign country. Not a big deal - I switched to a Chase card without foreign transaction fees - and it was immediately accepted by Grab.

Used the card to book a flight in Vietnam. Forced a text message to my phone with a transaction verification code. Not a big deal in this case because I am away long enough that the capped international charges for my phone are less than the purchase of an e-sim or multiple sim cards for this trip. Otherwise I would not have been able to use the card.

FYI...