Originally Posted by
pesos
If you’re this panicked about it just keep a small balance and take a few moments to top it up just prior to making a more sizeable purchase. Credit card acceptance is far wider than it used to be and most terminals work with Apple Pay as well these days so don’t feel like you need to use PASMO everywhere.
What's wrong with asking and trying to understand the issue? Absolutely I'll be using credit cards whenever I can. Citi Prestige earns 5x TY on dining and that's what I'll be spending most of my money on.