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Old Feb 17, 2023 | 12:44 pm
  #6  
downinit
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Originally Posted by AutoSlash
Do you have a credit card that covers you for LDW when renting in Mexico? Many of the better cards do.

Liability insurance is the big problem in terms of a forced add-on since credit cards do not provide that.
I do, but most of what I have read from multiple sources suggest to get the LDW locally, as there can be serious legal issues and headaches when trying to get a claim handled from a third party from the USA. My rental does include "Basic Third Party Liability - Coverage for damages that may be inflicted upon another party," but I cannot find any documentation to explain exactly what that covers. I assume it is the minimum required by law. I was able to find some more details of the insurance options for Hertz Mexico on their website, but I am not sure if these apply to all locations.
LDW 0% PACK (0% Package) $1,341.25 MXP
This package is the most complete, it offers you 100% protection of the commercial value of the car in case of Collision or theft.
We can call this protection FULL COVER.
Integrated to:
(LDW 0%) (Loss Damage Waiver)
B2B : Covers damage to tires, rims, side mirrors and glass.
(TP 0%) (Teft Protection- Protection against car theft)
(ALI $5,000.000) (Additional Liability Insurance-Civil Liability Insurance or damage to third parties).
(LOU) (Loss of use-loss of use)
(PAI $250,000) (Personal Accident Insurance-Personal Accident Insurance)
(Legal and medical assistance 24/7)
CDW PACK (10% Package) $920.75 MXP
This package provides protection for 90% of the commercial value of the car in the event of a collision or theft.
Integrated to:
(CDW 10%) (Collision Damage Waiver)
(TP 10%) (Teft Protection- Protection against Car Theft)
(ALI $5 MILL) (Additional Liability Insurance-Civil Liability Insurance or damage to third parties).
(LOU) (Loss of use-loss of use)
(PAI $250,000) (Personal Accident Insurance-Personal Accident Insurance)
(Legal and medical assistance 24/7)
CDW2 PACK (20% Package) $826.50 MXP
This package provides protection for 80% of the commercial value of the car in the event of a collision or theft.
Integrated to:
(CDW 20%) (Collision Damage Waiver)
(TP 20%) (Teft Protection- Protection against Car Theft)
(ALI $5 MILL) (Additional Liability Insurance-Civil Liability Insurance or damage to third parties).
(LOU) (Loss of use-loss of use)
(PAI $250,000) (Personal Accident Insurance-Personal Accident Insurance)
(Legal and medical assistance 24/7)
LDW 0% (Loss Damage Waiver)
(100% collision protection) $978.75 MXP
  • Responsibility of 0% of the commercial value of the car against damages and/or collision.
  • Includes Loss of Use
  • Includes protection against total theft of the car (Theft Protection) with a deductible of 0% on the commercial value of the car.
  • Liability Insurance-Civil Liability or damage to third parties up to $700,000 pesos is maintained
CDW 10% (Collision Damage Waiver)
(90% collision protection) $652.50 MXP
  • Responsibility of 10% of the commercial value of the car against damages and/or collision.
  • Includes Loss of Use
  • Includes protection against total theft of the car (Theft Protection) with a deductible of 10% on the commercial value of the car.
  • Liability Insurance-Civil Liability or damage to third parties up to $700,000 pesos is maintained
CDW2 20% (Collision Damage Waiver # 2)
(80% collision protection) $543.75 MXP
  • Responsibility of 20% of the commercial value of the car against damages and collision.
  • Includes Loss of Use
  • Includes protection against total theft of the car (Theft Protection) with a deductible of 20% on the commercial value of the car.
  • Liability Insurance-Civil Liability or damage to third parties up to $700,000 pesos is maintained
Protection extension to LDW0%
A) CDW-2 – 0% Upgrade from CDW-2 to 0% $435.00 MXP
B) CDW – 0% Upgrade from CDW to 0% $326.25 MXP
Any of these 0% Upgrades, when accepted by the client, grants the following benefits:
  • Unit theft coverage with 0% deductible.
The really confusing part is under Additional Services. It appears that they are charge a hefty fee for people who elect to use their own CC insurance. To make it even more confusing, there is a one-time and daily fee.
(CCCP) $783.00 MXP
(Unique charge for the rental period)

(Credit Card Claim Package -Package Claim for Credit Cards)

The CCCP is designed for all those people who decide not to obtain any protection that we offer at Hertz Avasa. It is a service that provides you with quick and timely information on all the documentation that is available, which allows you to manage the claim to your credit card at any time in the event of the slightest damage caused to the vehicle.

With this unique cost we offer you the opportunity to avoid a complicated process and loss of time.

(CCC) Credit Card Care $361.05 MXP
(Charge per day)

ALI (Additional Liability Insurance-Civil Liability Insurance or damage to third parties).

LOU: Loss of use (loss of use)

CCCP: (Credit Card Claim Package - Claim Package for Credit Cards)

Last edited by FlyinHawaiian; Feb 17, 2023 at 1:27 pm Reason: consecutive posts merged
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