FlyerTalk Forums - View Single Post - Choice Privileges Co-brand Credit Card [WF now, was Barclays]
Old Feb 15, 2023 | 9:32 am
  #49  
jebr
100k
10 Years on Site
 
Join Date: Mar 2013
Location: Minnesota
Posts: 388
1x on non-bonused spend is pretty poor, and even 3x on the bonused categories (gas stations, grocery stores, home improvement stores, and phone plans) is pretty mediocre. Citi Double Cash + Citi Premier would beat the earnings rate on all those categories, though with a $95 annual fee. Given that points often go on sale for less than a penny per point, even just buying points and using a cash-back card would be a better value for most of those categories.

The most interesting to me is phone plans, since the card also includes cell phone insurance. There's other options for that but this isn't a particularly bad one for no annual fee.

Also LOL at this quote from the press release:

Collectively with Choice and Mastercard, we have created a best-in-class credit card program designed to enhance our customers' experiences and bring them more value than ever before.
Not sure how much additional value is being added, and certainly is not a best-in-class credit card program.
jebr is offline