Originally Posted by
Adelphos
This may be technically true, but we don't call things like free night certificates attached to hotel cards (Amex Hilton Aspire, Bonvoy Brilliant, Hyatt Visa, etc) "retention bonuses." Capital One may still give out actual retention bonuses or waive annual fees on these cards if people ask (they routinely waive annual fees on the regular Venutre)
There is a difference between the FNA certs offered by bank cards & the 10K retention bonus. With the FNA you can cancel your card, after the free nights are in your acct, close the card. & still get to use them. But not so with the 10K points.