For my situation, I believe a CIP is a better alternative for me than my current CSP. They both share the same annual fee and I primarily only use them for the ability to transfer my UR. The CIP has 3x on travel versus the CSP's 2x. Also, the CIP has cell phone insurance. I have the CFF for the 3x on dining and I hope to get the Ritz Carlton for primary travel insurance purposes.

Edit: I should add, I was originally considering the converting my CSP to CSR and the above set up works out to roughly the same annual fee and all around works much better for me.