Originally Posted by
SamirD
Aside from the vigorously discussed benefits from the card, when my wife said she wanted to get a credit card (and I've always been a 'hell no' type of person when dealing with credit since I always save up and buy), she pitched it to me as how much of a benefit the points are considering the spend she has on business trips for work. When her travel is extensive (almost half the year), this makes a lot of sense, but I wonder now if there's a better way to skin this cat. We also have the chase 'metal' card as well for the same purpose. Any thoughts on this strategy?
i used to travel 40+ weeks for work but airfare is usually directly billed so not paid by me. So only time I can use the 5x benefit is for family travel. But if I book award tickets with points and miles then thats also not being used. The point earning for PLt is mainly from sign up bonuses, special limited time MR bonuses, pay over time and AU bonuses. The regular earnings are not great Chase is a totally different game. With CSR for travel, CFF for bonus categories, CFU for the rest and 5% groceeies in first year. Most family expenses can be earning 5%. For freelancers they can get Ink cards for even more. In tems of standard earnings Chase is better. Also more redemption options.
Amex has more ons time bonuses that are YMMV. and more coupons