Yes, there are people who are coming to the conclusion that they don’t get sufficient value out of the Plat card with a $695 fee and reduced lounge benefits despite the coupon book bundled with it.

This is a discussion forum. They are voicing their opinion. I see no need to make condescending comments about them such as “maybe it's possible that the card just isn't for some people if they live in remote areas, don't travel or even leave the house, and have no expenses”.

I received a modest retention bonus the other day. Without it, I would likely have cancelled the card, because it is hard to justify the expense even though I live in an Uber market, do travel significantly more than the average American, and, yes, have expenses.

If the card benefits are sufficiently useful and valuable to you, by all means keep and use it.