Originally Posted by
kiwifrequentflyer
I remember when I signed up for my Kiwibank card, I asked them about that clause as they had something similar. The reply was hesitant and confusing. The reply I got was basically I can pay for whatever I want with my credit card, but that it will be in my personal name, not my business name.
Suspect under the hood it will monthly amount being over a threshold, large IR payments, and/or other merchants that target business customers. Which will trigger them having a look and asking the question.
I know no one who has been asked to prove personal vs business spending.