Just a heads up. Something changed on Friday afternoon. All of my Visa charges from Friday afternoon and Saturday are showing “pending “ at the official rate (roughly 187). None have cleared yet but this is a change from earlier in the month when charges were “pending” and cleared at the better rate.

I will be using MasterCard today but of course I won’t know for a few days if they are still rebating back the difference.

I will update this after the visa charges actually clear and of course I will be reaching out to my bank if the rate seems wrong.