Originally Posted by
ziggy29
Of course, some months it will go unused, but we valued it at $0 when deciding whether to get this card, so any use we get out of it when traveling is a bonus. Honestly many of the credits aren’t aimed at rural and small town dwellers.
That's why they offer Wal-Mart and XM radio, LOL.
Seriously nothing would please Amex more than to have spoilage on the credits. They are out to maximize revenue, and do so by collecting $695 up front. Moreover I would be Amex collects a fee from the merchant on these promo credits, especially the ones that are limited to a specific merchant like Equinox.