I decided not to wait and went ahead and applied last night. Got a message that it would be reviewed.... Expecting to have to jump through hoops, I prepared to do recon this afternoon when I got home from work. Too late last night to do it, as they were closed.

FF to now, I just got a break and was checking my email. Found an email from them (again expecting to see what they wanted me to do to get approval), not this time, it said approved with $50K limit (I assume that is decent for C1) but the interest rate is awful. I would never carry a balance on a 12% card and this one is 21%...OMW! Does anyone else have any DP's so I can know if there is a chance of getting that lowered? Otherwise, the C/L will never be used at least by me. YMMV