Originally Posted by
beltway
If you downgrade to a no-AF card, however, you may not lose the passes. P2 switched from Explorer to Gateway last fall; to our surprise, the passes were not clawed back. FTR, product change request was made within the 30-day period for a full refund, but after the AF was actually paid. (AF was later refunded.)
The Terms I quoted above talk about closing the credit card account allowing them to cancel the passes. A downgrade may not be considered a cancellation (the card retains the same number, and the account stays open from a credit history perspective).
I am about to cancel my Explorer. I already have a Gateway card from a downgrade of an old Select Visa a few years ago. Can you have more than one Gateway card?