Originally Posted by
charmed18
For the Schwab card, if I am understanding what you've said correctly, there is no downgrade path at all, is that correct? You either have to keep as is or close it? Thanks! Also, for retention offers on the Schwab card, do you know if we could just chat through the regular AMEX channels or would it be through Schwab agents?
Any discussions (retention offers or otherwise) regarding your account occur via Amex. There really is nothing whatsoever that you'd speak w/Schwab about regarding the card.
And yes, there is no downgrade path with this card.
Regards