Yes, but you want to be careful what you do with this card if you're interested in continuing to earn rebates on award redemptions, which the $49 annual fee personal version gives you. At the very least, don't change your profile to have the business card as the default when booking stays, leave it as the $49 annual fee personal version. That's what I've done and I've continued earn rebates on award redemptions. I got the business card only for the bonus points and the annual free night award, but I still use my $49 annual fee personal version to guarantee points awards stays.