No Ritz Carlton's do not give club lounge access to those who don't pay for a club room or have the credit card that gives the club level upgrade certificates. Most you can expect is maybe an upgrade to a higher floor/nicer room/maybe suite. I stayed at Ritz Atlanta that gave me a 5% discount on dining and $5 off valet parking as a titanium. I'm not sure if all locations do something similar. The only confirmed benefits you get are points and night credits.