Originally Posted by
blitzen
I applied on the same day … Doesn’t seem to make a difference
Thank you. Gave me some confidence for the datapoint below.
Originally Posted by
krazykanuck
Amex MR printer goes brrrrr. …
Fixed it for you: Amex NLL offers go krazy.
Originally Posted by
krazykanuck
… a lot of the 12/31 links died …
Agree, based on my 2 datapoints today.
Originally Posted by
krazykanuck
… Thankfully its tax payment season! …
Yup, always helpful although for today’s approvals I’m thankful it’s (my) charitable donation season, no 1.87-1.98% (IRS) or 2.25% (NYS) or 2.35% (local) CC tax payment juice*.
Today's
Datapoint #2:
Once again on Pearl Harbor Day (figured the Navy retired card might be an additional selling point in a potential recon call) today I applied for another Biz Gold. ~100 days since last Biz Gold approval, ~ 8-10 hours since last Biz Plat approval (wanted to do the Biz Plat first). Online via home desktop PC (easier to save screenshots) via 2 different snail mailed offers with different websites, no RSVP codes. Mailers and websites essentially identical.
First mailed offer received ~8 weeks ago, exp 12/31/22, directed to “americanexpress.com/90kBGold22”, no RSVP code, prompted immediately to login which opened to “We are sorry. This offer is no longer available. If you'd still like to apply for a Business Card from American Express click here.” That link led to a general AmEx application landing page where all links DID contain LL.
Second offer received ~ 1 week ago, exp 1/31/23, directed to “americanexpress.com/BG90kOffer2022”, no RSVP code, prompted immediately to login which immediately opened to the application page with just 3 or 4 fields to fill in (income, business type, position), instant approval, did clicks to create on-line account, prompted to login to existing account, did so, did not see an offer to see temporary account number. Immediately saw last 5 of account number on online account list and immediately received congratulations email. Thank you AmEx.
Both applications today worked more efficiently in Incognito mode, not sure why. Interesting that online account information for the Biz Plat approval during the working day (EST**) today states “Recent Transactions (Since Dec 7. Closing Dec 23)” and the Biz Gold approval after dinnertime states “Recent Transactions (Since Dec 8. Closing Dec 23)”.
(* Vigorish (also known as juice, under-juice, the cut, the take, the margin, the house edge or simply the vig) is the fee charged by a bookmaker (or bookie) for accepting a gambler's wager or a craps croupier for placing a buy bet.)
(** EST Eastern Standard Time)