My apologies, I though you had several. I remember reading somewhere that someone had several Freedom and Flex cards. IIRC, this was in response someone asking how many is too many, and does it set off a red flag with Chase. I currently have what you have. So does my spouse. If I downgrade my CSR to a Freedom, I'll have three cards with the quarterly bonuses, along with my wife's two. Hopefully, that's not red flag material.