Originally Posted by
jebr
Which AmEx cards have 5% back on dining? The closest I'm aware of is 4x with AmEx Gold, which could be worth 5 or more cents in expected value with transfer partners, but that's a lot more convoluted than 5% cash back.
You are correct. I thought Gold was 5x not 4x dining, but I was mistaken.
Also, Capital One technically wants you to allow 1 to 2 billing cycles before you see the monthly credit. So, we will always be a few months behind in credit. Don't bother calling until maybe Feb if it hasn't showed up by then. I think this kind of concept (monthly reimburse credits) is not what they usually do and the membership charge is not a unique merchant compared to usual Uber charges. The 10% is working through.
I think they are still recovering from the Swift Ticketmaster disaster as many people didn't have their card on them and didn't realize they have to re-enter some info to actually purchase tickets in the presale, unlike Amazon. Of course those fields should not be provided on the phone by the bank. So, you lose the tickets as your reserve time runs out.