Originally Posted by
findark
This is a pretty straightforward calculation..
I will accept your basic numbers.
There are still 2 reasons that might cause somebody to go the DL branded card,
One is the waiver. Pre-COVID I could make the MQD for PM easily (and was close to DM). Now I have a tone of MQMs and little spend. The DL branded card "fixes" that problem.
The other is SC access.
I do agree though that people need to see what the cost of putting spend on a DL card is.