Originally Posted by jags86

Here is my current plan:

Withdraw $25k from MS CashPlus — move to Ally for the 1% bonus by 10/31. Get engagement bonus around 11/15. Maintain CashPlus until April 2023 paying $55/mo to see if I get erroneous 2nd engagement bonus again. If yes, maintain account. If no, close CashPlus account. Try for AMEX retention offer in October 2023. If yes, maintain card, if no close card. If AccessInvesting is moved to E*Trade and I’m no longer eligible for the card, oh well. I’ll open a Schwab Platinum.

Has anyone received the engagement bonus despite not qualifying for the monthly fee waiver? I know it’s not part of the terms, but this account and MS are so messed up who knows.