Originally Posted by hkcj

Any recent data points on Chase covering damage to rentals using "free days"? I am considering using free National days for an upcoming rental, but I'm not sure it's worth saving $70 given how picky some rental car facilities can be about scratches and such. We have a personal car so have insurance, but then again I don't try to claim every single scratch.

Originally Posted by storewanderer

Should not matter, you will still have taxes/fees charged to your Chase Card on the rental. This shows on the National Receipt and Contract like a coupon.

I have not had a Chase claim for car rental damage when using a National Emerald Club Free Day but I have had Chase claims for car rental damage when using, for instance, $20 off weekend car rental, or "rent 2 weekend days get the 3rd day free" coupons without issue and without question from card benefit services.