Originally Posted by
MaxVO
Most people have only one credit bureau that their lenders use for inquiries. The others rarely get hit. If C1 does hit those inactive CB's, it won't make any difference to the risk profile.
Where did you confirm this metric that most get only one inquiry?
Every CC I've applied for in the past 7 years has been 3 credit hard pull (AMEX, Cit, Chase, Capital One).
MY current Venture X CC from Capital One was a hard pull with all 3 credit bureaus.
Bit confusing to me was credit limit at Capital One was very good $30K when I had heard C1 was very tight with CL.
The C1 CL was given after Chase refused me a CL on a new CC one year earlier making me shift My credit around to be approved.
Curious anyone know teh C1 rules for applying again for a SUB on Venture X?