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Old Oct 3, 2022 | 3:46 pm
  #321  
Boraxo
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Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 17,995
Submitted my first C1 app in about two decades (I have 2 very old C1 no-AF personal cards). Biz app was easy to complete, though a few more questions than Chase/Amex.

Instant approved for a C1 Spark Biz Miles card (yay!) but with the (not unexpected) absurdly low limit of $5k.

Addendum: 3 months later was approved for my first Barclays biz card with $14k limit. Cap1 has always been ultraconservative with limits, maybe due to its history as a subprime issuer. I suppose it limits writeoffs, but will also severely reduce my use of the card, which in turn will reduce the interchange fee income to Cap1. Its loss, not mine.

Last edited by Boraxo; Jan 12, 2023 at 7:10 pm
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