FlyerTalk Forums - View Single Post - Capital One transaction dispute experiences.
Old Sep 26, 2022 | 10:25 pm
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guv1976
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Originally Posted by Guido88
Cap 1 froze the original card and sent me another. Both old and new cards are in my safe. My real question is "How can a Credit Card charge show Chip/Card present when the charge was made despite the Credit Card never leaving my possession"? Security wise there is a "Big" difference between a Swipe charge and a Chip inserted charge.
I can't answer your question, but if you truly do not intend to use your new Capital One card, there is no reason not to "lock" it now. It's an option that Capital One offers on its app:

https://www.capitalone.com/learn-gro...rity-features/
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