I have a simplistic view of this question since the Club membership can effectively be free with this card.

I am not one to hunt and churn cards trying to squeeze a few extra bucks here and there. I have the Club card and for me, it has some good features. It really costs nothing out of pocket since I can pay the annual fee for 35,000 miles through MP Choices. So it is like a free UC membership. I do earn 2K to 2.5K PQP which gets me to Platinum without having to worry about segments. MP Choices also allows me to pay for UA tickets with miles at 1cpm in any amount which shows up as a Chase statement credit so I still earn all miles, PQP, segments on the flight which I would not do if I got an award ticket (I fly between 12 and 15 RTs a year). I always buy P fares so I do not really need PPs (I apply to family - but they never clear anyway) and don't play the upgrade game. So I look at it as a free Club membership, pick up 2K+ of PQPs to keep Platinum status, and through MP Choices, get about $750 to $1,000 in statement credits. I used to have the AMEX platinum card but dropped it since I do not fly DL and don't use their lounges and Centurion Clubs were few and far between, and packed when I found them. I had the CSR card which does have better travel benefits than the Club card, but for me, the Club card and Choices were easier to use than UR points through the Chase portal. I was an AA flyer (over 4mm-CK-EXPL) and had the Citi AA card which was perhaps the best since authorized users also got club access, and several years ago had great travel and other benefits. But Citi gutted the benefits and my flying after retirement took me back to UA (where I was a 1K twenty years ago), so no reason to keep that card.

So I have been around the block with CCs and various programs, and for me, right now and keeping things simple, the Chase UA Club Infinite card does the trick - Club membership that is effectively free, bonus PQPs, and easy statement credits through Choices. As long as you put enough on the card to pay the annual fee through MP Choices, it doesn't really cost you anything and Club access is there if and when you need it.