Not at all - the devil is in the details - For minor spend it makes no sense to obsess
For $1000 = $6.25 extra
For $1M = 6250$ difference - may be worth the effort - For $1-2M corporate spend on a personal card 0.625% will add up
In the absence of large amounts, not worth it and YOUR lost cash in the calculations is just 2c not 2.625 as for me and others.
So in a way using the same Venture X card for the same purchase, our cost per mile - cpm- varies!
That's kinda my thinking. Basically I want my discretionary spend to finance some travel I wouldn't
normally be able to do with cash. So far so good.