Originally Posted by
donasaur
How about after you've opened the MS Platinum: do you still need to keep a CashPlus account open, or is having the Access Direct account open a sufficient condition to keep the MS Platinum?
I also had another question (similar in nature to my question in the last post), which I realize is subjective, but I'm curious to hear your thoughts:
Do you think maintaining a MS Plat + Platinum CashPlus (with no fee waiver) + Access Direct is better than just having a vanilla/regular Platinum, if you had to pick between the two?
As long as you are a morgan stanley client (eg. MSAD only), you are eligible for MS Plat. Maintaining Plat CashPlus is only to get the engagement bonus.
But if you have MSAD, why would you not open Plat CashPlus? In the worst case (ie. doesn't meet any requirement), you still save $35 on it, plus all the other CashPlus benefits.