Originally Posted by
md80only
Someone on here referred to you as the BOA PR guru I think, so I am going for your recommendation and just opening the Premium Card.
I did have US Bank Altitude Reserve but product changed to a free altitude card after one year. Is it a Pay Yourself Back scenario on the charges? And does it count just flights or things like parking, trains, etc. 4.5% doesn't beat out the CR 5.25 for travel and is the same as CSR. BUT 3% for an instore Apple (Samsung in my case) Pay is already better than 2.625% on BOA PR anyway and if you can get it up to 4.5% wow. So maybe I should have them upgrade back to the Altitude Reserve. I do not have a lot of in store purchases but maybe I can do Google Pay when buying things online and that would work?
THANKS!
The Reserve is strict when it comes to travel categories. It's pretty much airlines, hotels and car rentals directly to get the 4.5%. Unfortunately Google pay online thru computer didn't give me the 3x. I guess you literally have to use a phone. BofA Premium is technically free after using their travel credits. BofA elite a nice card if they did 20% off all travel thru their portal instead of just air. Plus I'm fed up with all credits that you have to use.