FNBO at one time had the LaQuinta branded card until Wyndham hijacked that hotel brand and all LaQuinta card holders were forced to go with the Wyndham card issued by Barclays. I was relieved that the Amtrak card was not going in that direction; Barclays handling and customer service is legendary - perhaps infamous would be a better term. I had the LaQuinta card through FNBO and don't recall any particular issues with the bank.