Originally Posted by md80only

For the flights purchased with points through the portal -

1. Do these flights earn miles with the carrier and are you eligible for all your Loyalty statuses? Doing this through Chase Ultimate Rewards they do.
2. Does the insurance coverage apply or is that only when you purchase on the card outright? Chase Saph Reserve insurance is in included if you use points.

Is the Insurance really as good as Chase Saph Reserve? It appears to be.

I am Platinum Preferred honors and currently use the Unlmtd Cash Rewards Card (2.625%) for non-bonused categories and have 5 Regular Cash Rewards (MLB, Regular, Komen, etc) that I use for the bonus categories (5.25%).
I am thinking about this card for non-bonused categories. I have earned $600 back on UCR so far this year, so That would be worth $750 on flights, thus covering the extra $100 fee after credits.

I will keep Chase Sapphire Reserve though. After the 50% bonus for Pay Yourself Back - Rental Cars (15%) and Flights (7.5%) alone cover the extra fee there. I also have Chase Ink Cash that I put phone and internet on which gets a 5% back plus 50% more when I combine with CSR.

Also, I am glad to see some BOA fans in here. As long as you have $100k at Merrill, it is the best credit card option all around I think. But I rake on CSR too.
I would love a BOA Section on here.