Originally Posted by
emcampbe
id actually argue neither is likely to be covered.
the terms of the insurance don’t seem to cover award tickets, even if you paid taxes/fees with card
I'm not sure that's the way I'd read section A.
To Get Coverage
You must charge the full amount of a Covered Trip to your Eligible Card or in combination with your Eligible Card and accumulated points on your Eligible Card or redeemable certificates, vouchers, coupons, or discounts awarded from a frequent flyer program or similar program.
https://www.americanexpress.com/us/c...rip-delay.html
The big issue with getting the claim to go through is they will need a delay letter from the airline specifically stating that the flight was required to be rescheduled due to weather and resulted in a greater than 6hr delay.
The pre-planning aspect of this question has me a little worried they might have a problem with this provision of the coverage though. (this would be common across Amex, Chase, or any insurance really):
D. What is NOT covered:- Covered Losses that are made public or known to the Eligible Traveler prior to the departure for the Covered Trip.