Originally Posted by
halamadrid
Thanks. I was just wondering if it affects how the AF is assessed - would I still see the $95 AF for the Boundless if I've already changed or the new fee. In terms of the new product, I haven't read anything too compelling about it and the Ritz would be a net plus card for me. I also only got the Boundless last year to do this change so now I feel like I have to go through with it no matter what after waiting no so patiently

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I am going to product change a day after my yr hits in just over a week. They usually charge annual fee one month after that day. If you do wait and then change they would just prorate the Ritz fee with what you already paid.